Please read the following terms and conditions carefully. By accessing this website and in consideration of your continued use of this website, you agree to be bound by these terms and conditions. The following terms and conditions are subject to change, update and/or revision by ADMS (as used herein, means AEGON DIRECT MARKETING SERVICES AUSTRALIA PTY LTD LIMITED (ABN 35 082 524 785, AFSL 236657), its holding company, affiliates, subsidiaries and business units) at any time, in its sole discretion. You are bound by any such revisions and should therefore periodically visit this page to review the most current Legal Disclaimer.
The agreement between you and us will be governed by the law of the State or Territory of Australia in which you normally reside. If you are not a resident of Australia, the agreement between you and us will be governed by the law of New South Wales.
General Information
This website is intended for general information purposes only. It is not intended to offer advice and is not to be taken as in any way offering advice.
Information obtained by using this website is not exhaustive and does not cover all issues, topics or facts that may be relevant to your goals. All of the information on this website, whether historical in nature or forward looking, speaks only as of the date the information is posted on this website. ADMS does not undertake any obligation to update such information after it is posted or to remove such information from this website if it is not, or is no longer, accurate or complete.
The information contained on this website does not constitute investment advice, and is not an offer to sell or solicitation to buy any security or any insurance product.
Laws and Regulations
Access to and use of this site is subject to applicable federal, state and local laws and regulations.
Copyright
The site content is protected by copyright. The material and content accessible on this website, and all rights, title and interest in the pages, site content and arrangement are owned by ADMS or its licensors. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, uploading, posting, creating derivative works for using any site content without the express written permission of ADMS, which may be withheld in its sole discretion. You must not alter anything on this website.
Trademarks and Service Marks
The trademarks, service marks, logos, images and icons (“marks”) appearing on this website are the property of ADMS and other parties. Users are prohibited from using any of the marks without prior written consent of ADMS or the third party owners of such marks.
Limitation of Liability
ADMS, its licensors, service providers, content providers, employees, agents, officers and directors, expressly disclaim any liability to the maximum extent permitted by law, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, special, punitive, exemplary or other damages, including the loss of revenue or income, pain and suffering or emotional distress arising out of or in any way connected with your access to use this website, whether or not ADMS were aware of the possibility of such damages. Your sole remedy for dissatisfaction with this website and /or the related services is to stop using the website and / or those related services.
ADMS does not guarantee or warrant that files available for downloading from this website will be free of viruses, worms or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this website for the reconstruction of any lost data. ADMS does not assume any responsibility or risk for your use of the internet, nor does ADMS assume any responsibility for any products or services or hyperlink to third parties or for any breach of security associated with your use of this website or your transmission of sensitive information through this website or any hyperlinked sites.
All information on this website, including but not limited to graphics, text and links to other sites, is provided “as is” and is subject to change without prior notice. Such information is provided without warranty or representation of any kind express or implied, including but not limited to implied warranties or merchantability, fitness for a particular purpose or non infringement. ADMS does not warrant that the functions or content contained in this website will be uninterrupted or error free, that defects, if any, will be corrected, or that this site or the server that makes it available are free of viruses, disabling devices or other harmful components. You assume total responsibility and risk for your use of this website and the related services.
Information on this website may include references to products or services not offered in your state or country or not available for purchase over the internet in your state or country. Such references do not imply that ADMS will make those products or services available in your state or country.
All information provided in this website has been given in good faith and is believed to be accurate and reliable as at the date the information is inserted. Given the changing nature of laws, rules and regulation the information reflects ADMS’s general understanding of current legislation, laws, codes of conduct and applicable guidelines as at the date the information is inserted.
Although ADMS attempts to ensure the integrity and accuracy of this website, ADMS does not warrant the adequacy, accuracy, completeness or correctness of any information on this website and expressly disclaim any liability for errors or omissions therein. You are responsible for evaluating the accuracy, completeness or usefulness of any information, advice or other content available on this website. Under no circumstances will ADMS, nor any of their directors, employees or advisors be liable for any loss that you incur as a result of your reliance on information obtained through this website or any other hyperlinked or referred to websites.
Linked Internet Sites
This website may be hyperlinked to other sites which are not maintained by, or related to, ADMS. ADMS is not responsible for the content of any internet sites linked to this website. A link to another site does not imply that ADMS endorses the site or any products or services that it describes. Your access to and use of any other internet sites linked to or from this website is at your own risk and ADMS assumes no obligation or liability in connection therewith. Furthermore, ADMS shall not be liable for any direct or indirect system damage or other problems you may incur as a result of linking to other internet sites, including consequences arising from your accessing third-party technologies, sites information and/or programs.
Access
To access this website or some of the resources, you may be asked to provide certain information. It is a condition of your use of this website that all the information you provide on this website will be correct, current and complete. If ADMS believes the information you provide is not correct, current or complete, it has the right to refuse you access to this website or any of its resources and to terminate or suspend your access at any time. For full details on the ADMS Privacy Policy, visit the Privacy Policy section .
Restrictions on Use
You may use this website for the purposes expressly permitted by this website. You may not use this website for any other purpose, including any commercial purpose, without ADMS’ express prior written consent. For example, you may not (and may not authorise any other party to) (i) co-brand this website; or (ii) frame this website; or (iii) hyperlink to this website without the express written consent of ADMS. For the purposes of Legal Disclaimer, “co-branding” means to display a name, logo, trademark, or other means of attribution or identification of any party in such a manner as is reasonably likely to give a user the impression that such other party has the right to display, publish or distribute this website or content accessible within this website. You agree to co-operate with ADMS in causing any unauthorised co-branding, framing or hyperlink to immediately cease.
ADMS reserves the right to monitor use of the website to determine compliance with these terms and conditions, as well as the right to remove or refuse any information for any reason. Notwithstanding these rights, you remain solely responsible for the content of your submissions. You acknowledge and agree that neither ADMS nor any third party that provides content to ADMS will assume or have any liability for any action or inaction by ADMS or such third party with respect to any submission.
Email
Certain portions of this website may offer you the ability to email a message to ADMS. ADMS does not guarantee that any email sent to ADMS will be received.
Indemnity
You will indemnify and hold ADMS, its licensors, content providers, service providers, employees, agents, officers, directors and contractors (the “indemnified Parties”) harmless from any breach of these terms and conditions by you. You agree the Indemnified Parties will have no liability in connection with any such breach or unauthorised use, and you agree to indemnify any and all resulting loss, damages, judgements, awards, costs, expenses, and attorneys’ fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from this website.
ADMS reserves the right to seek any remedy available at law or in equity for any violation of these terms and conditions, including the right to block access from a particular internet address to this website.
